Does Insurance Cover DUI Accidents in Georgia?

If you are injured by an impaired driver in a car accident, obtaining fair compensation is paramount, and the surest path forward generally means filing a claim with the at-fault driver’s insurance provider. When a driver’s negligence is the direct cause of an accident that leaves someone else injured, their liability coverage comes into play, and you – as the accident victim – can seek compensation through the impaired driver’s insurance coverage. 

If this is the difficult situation you find yourself in, it’s time to consult with an experienced Georgia car accident attorney.  Contact the law office of Jonathan R. Brockman, P.C. today. 

The DUI Accident in Georgia

Georgia – like other states – imposes a limit of .08 percent blood alcohol concentration (BAC) for drivers, and those who meet or exceed this limit are considered impaired. If the driver who caused you to be injured was drunk behind the wheel, it can strengthen your claim by highlighting their liability. 

Successful car accident claims hinge on the following basic elements:

• The other driver owed you a duty of care that they failed to live up to. This means that they did not take their responsibility to keep others safe seriously, and driving drunk is a prime example of this. 
• The other driver’s negligence was the direct cause of the accident in question.
• You suffered legal damages – or losses that are covered by the law as a result. These losses can include property damage to your vehicle, medical bills, lost income, and physical and emotional pain and suffering.

Proving Cause and Effect

If you were injured in a DUI accident in Georgia, you need to prove not only that the other driver was impaired but also that their impairment caused the accident. This will likely come down to evidence like the following:

• The police report and the DUI ticket issued – as applicable
• Eyewitness testimony
• The testimony of professionals with expertise relevant to accidents like yours
• Professional accident reconstruction models that illustrate mechanical details 
• Pictures and videos captured at the scene, as well as footage from dashcams, security cameras, or traffic cameras
• Physical evidence from the scene, which can include skid marks, damage to the vehicles, and beyond

Your trusted car accident lawyer has the legal insight and experience ably handling DUI-related claims to help guide your case toward a favorable resolution that supports your fullest recovery.    

The Insurance Company

An important point to keep in mind as you make your way through the claims process is that the insurance company is not on your side. They are motivated by profits, which means they will do what they can to limit your settlement. As such, following these guidelines is always a good idea:

• Allow your seasoned car accident attorney to communicate with the insurance rep on your behalf.
• Stay off social media while your claim is pending – the insurance company will be paying attention.
• Take your practiced car accident lawyer’s advice seriously, and do not accept a settlement offer before you have carefully discussed the matter with them. 

An Experienced Georgia Car Accident Attorney Is Standing By to Help

The focused Georgia car accident lawyers at Jonathan R. Brockman, P.C. have a wealth of experience with challenging DUI claims, and we’ll spare no effort in our focused pursuit of an advantageous resolution that addresses your full range of losses fairly. Your claim is important to your future, so please don’t put off contacting us online or calling us at 770-205-8887 to schedule a free consultation and learn more about what we can do to help you today.